Home Loan Financial Corporation, the parent company of The Home Loan Savings Bank, has reported its financial results for the quarter ending September 30, 2025. The company recorded a net income of $1,942,000 or $1.38 per share, both basic and diluted. This marks an increase from the previous year's net income of $1,697,000 or $1.21 per share.
The rise in earnings is mainly due to a $603,000 increase in net interest income and a $20,000 decrease in loan loss provisions. However, these gains were partially offset by a $1,000 decrease in noninterest income and increased expenses and taxes amounting to $313,000 and $65,000 respectively.
As of September 30, 2025, Home Loan Financial Corporation's total assets stood at $369.1 million, reflecting an increase from the June 30 figure of $361.2 million. Deposits also saw growth from $283.1 million to $290.5 million during the same period.
The company's equity rose slightly by $210,000 to reach a total of $43.9 million as of September 30.
Home Loan Financial Corporation operates from its headquarters at 413 Main Street in Coshocton, Ohio. The Home Loan Savings Bank maintains branches in Coshocton and West Lafayette as well as locations in Mount Vernon and Newark.
For more detailed financial information about Home Loan Financial Corporation's quarterly performance and other related data visit their official site: Home Loan Financial Corporation.
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